Our Trusted Credit Repair Experts Can Make Your Dreams Come True
- Is Your credit score (FICO) holding you back? Are you being denied credit due to incorrect entries on your credit report? Are you paying above-market interest rates due to your credit score?
- More than 75% of all consumer credit reports in the United States contain significant errors that cost millions of dollars in lost credit capacity and lost opportunities.... Dreams gone at no fault of yours.
- Many consumers are wrongfully punished due to family-member medical bills, divorce, student loans, and adverse credit reporting of events that are not their responsibility. Without aggressive advocates, the credit bureaus and collection agencies will keep your FICO score in the gutter because they profit as we consumers pay higher interest rates, fees, and penalties due to their incompetence.
- All too often, the credit bureaus and credit reporters stubbornly resist correcting even the most obvious mistakes on your credit reports, which is why, in most cases, Credit Repair Professionals can make all the difference in the world. We are relentless and effective or you don't pay.
Our approach to credit repair is quite different than most. There are many, many sharks in the waters lurking around trying to take advantage of hurting consumers. That is not us. We want to help you only if we can, and we will provide you with a detailed credit assessment and consultation at no charge. In short, we will look at your case and tell you straight up whether we can provide you with any significant relief. If we can, we will work tirelessly to raise your FICO score as much as possible. If your record indicates that credit repair will likely not lead to any significant change in your FICO score, we will tell you that right up front so you don't waste money trying to have us do the impossible.
And Our Guarantee is Clear: If we don't get good results for you, you don't pay!
100% MONEY BACK GUARANTEE
Credit Repair Professionals is one of the few credit repair agencies in the United States that offers you a no-risk, complete guarantee. It's really a no-brainer. No only is our professional rate one of the best values in the industry, but we take all the risk of your success. If we do not obtain the best result in the time we promise when you hire us, we will refund all of the fees you paid.
What is Credit Repair?
The core purpose of credit report repair is to ensure that a consumer credit report does not contain any errors, that any negative reporting items are characterized as favorably as possible to minimize adverse credit score impact, that all positive information is properly reported, and that any non-validated debt or negatives are removed from the credit reports.
At CRP, we work hard to ensure that our clients' legal rights are enforced to the maximum extent allowed by applicable laws. In this environment, we work to ensure that all three credit bureaus present our clients credit histories in a manner that maximizes all legal avenues available to drive the FICO score as high as possible.
Because of the nature of the credit scoring algorithms in use today, any amount of bad credit on your credit reports can prove disastrous to your credit rating. Regardless of the number of positive credit listings you have on your credit reports, negative credit items will drive your score down. In fact, even a single serious negative item such as a 90 day late payment recorded on your credit reports can cause you to be rejected on a credit application.
With today's increasing credit restrictions, it can seem like lenders are looking for any excuse to deny credit to consumers. When you have negative marks on your credit reports, you don't force them to look far. This is why it is more important than ever to have a clean credit report. It is not enough to have multiple positive lines of credit and a long history of use, you also need to do you best to keep bad credit listings from appearing on your credit reports.
Being careful to make all your payments on time and in full will go along way towards maintaining a good credit score. With good quality, proactive credit repair, once your credit report is accurate and clean, with your maximized FICO score, you are able to improve your future credit profile by monitoring your credit report for any sign of identity theft or any future inaccurate reporting of your consumer financing transactions.
Is Credit Repair Professionals Right For My Situation?
We recognize that every consumer has particular financial issues that make selection of a credit repair or credit consulting option unique. And that is one of our great strengths: We will provide you with a free credit score and report analysis. And we will advise you up front whether your score and credit report are the result of reporting data that we at CRP can reasonably seek to challenge or amend on your behalf.
It is really that simple: If CRP cannot determine from the outset that we can provide a valuable service to you, we will tell you so and recommend that you select a non-credit report repair process to obtain the credit product that you desire.